Residential and commercial water damage accounts for some of the most commonly filed insurance claims in South Florida. It’s imperative that this type of damage gets taken care of quickly, since water damages can cause even greater issues like corrosion and mold. Figuring out what kind of water damage you may have and how you can begin to mitigate the problem can be tricky, since there are various types of water damage, with each one having its own proper method for mitigating the damage. Knowing what type of water damage you’re dealing with can give you a clue as to the severity of the problem. However, the cause of the damages may not always be easily known.
Before you’re faced with a problem the best thing to do is make sure you’re prepared in the event of one. Nobody likes to think that these kinds of problems will happen to them, but the reality is that water damage can occur to anyone. Having a plan for this type of incident, prior to the occurrence of any actual event, will help you to keep calm and focused if the day comes. You’ll know which professionals to call and be able to gather all the information you need to call Royal Public Adjusters.
Water damage can be a result of many things, including a roof leak, an air conditioning flood, a leak from the kitchen sink, a broken pipe in the bathroom, water flooding, and hurricane damage. In your water damages plan, be sure to prioritize your call to Royal Public Adjusters. We’ll be ready to help you and provide you with direct contact information for a company who can extract the water from your property quickly. It’s imperative that you remove the water as quickly as possible, so you can begin assessing and restoring the damages done to the properties affected, including walls, floors, carpets, and furniture. The longer you allow the water to sit, the more you risk the development of mold. Mold can occur from any type of water damage, regardless of the water’s source.
In the event that you are able to identify the cause of the water damage and stop it from flowing and causing further damages, you should do so quickly. You may still have to call a water extraction company since full damages cannot be assessed until all of the water has been removed. The same company that extracts the water usually provides the mold treatment.
Here are some Do’s and Don’ts to remember to keep in mind when faced with water damage:
- Do call Royal Public Adjusters (We’ll put you in touch with the professionals you need to get the problem mitigated quickly, including clean-up and mold specialists, movers, plumbers, air quality testing companies, etc.).
- Don’t assume your water damages aren’t big enough to warrant a claim.
- Do remove excess water.
- Don’t use a standard dry vacuum to remove water.
- Do make a list of all your damaged property. Try to find values for these items.
- Don’t throw out or repair anything until we inspect and photograph the damages.
No water damage should ever be ignored. If you need help regarding a water damages claim, the public adjusters at Royal Public Adjusters are ready to help review your insurance coverage along with the damages to your property. Please contact us today for professional services.
What We Need To File Your Claim
Before you give us a call to file a claim, please make sure you have as much of the required information as possible.
In order to start processing your claim, we will need to have the policyholder’s complete information, including: name of insured, insurance company, policy number, address, telephone number, and e-mail address. We’ll also need a complete description of loss, which should state the time, date, and location of the loss, as well as a detailed description of the damages incurred. Make sure you let us know which authorities were notified (police, fire dept. etc.) and whether you contacted any emergency service companies or performed any damage mitigation prior to filing a claim. Please be sure to provide us with any and all corresponding documents related to any current claims.
To find out whether you could benefit from the services provided by a public adjuster, please give us a call.
