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Fire/Smoke

Fire

Smoke and fire damage can occur in any residential or commercial property. Smoke and fire damage can be caused by any matter of things, including electrical and kitchen fire, and can result in property loss, poor air quality, mold, structural damage, and more. Just a small spark of fire can cause an entire property to go up in flames. The best way to handle any size fire is to be prepared with a plan.

Fire can result from a variety of different factors. Some older homes in Miami-Dade and Broward County are more susceptible to electrical fires, while newer properties are still at risk for common everyday mishaps. Forgetting to turn off a stove or other electrical appliance is one common cause of fire, while cigarettes remain one of the number one causes of fire damage.

The most important thing to plan for in the event of a fire is the personal safety of the property’s inhabitants. It’s never too late or too early to come up with a plan that protects your family’s safety and your property’s interests, especially since a fire can occur at any moment. Make sure you have a plan of evacuation in place for your property, whether it’s a home, a business, or any other type of property. The evacuation route and plan should be known to as many people as possible within the property.

Another good thing to maintain on any property is fire safety equipment. In a home, make sure that your smoke detectors are checked regularly, and keep a small fire extinguisher on hand for smaller fires. In a business or other large property, it is important to keep up-to-date with all mandated fire safety regulations.

There are many parties involved in the occurrence of a fire, including fire and police officials, property neighbors, media stations, etc. Make sure your plan includes giving a call to a public adjuster. Your public adjuster at Royal Public Adjusters can get you in touch with companies that will help you with cleaning, restoration, and any other services you might need to get your property back to normal. Your public adjuster also understands the insurance claim process and will be able to make sure everything is handled accordingly.

Here are some Do’s and Don’ts to remember to keep in mind when faced with fire or smoke damages.

  • Do call Royal Public Adjusters (We’ll put you in touch with the professionals you need to get the problem mitigated quickly, including smoke and fire restoration specialists, general contractors, engineers, architects, etc.)
  • Don’t assume your fire damages aren’t big enough to warrant a claim.
  • Do photograph and/or video your property and contents beforehand.
  • Don’t sleep in a house that has suffered severe fire and smoke damage. Your home should be tested for air quality and safety.
  • Do try and extinguish small fires on your own.
  • Don’t try to clean up any mold in your home. Leave this to the specialists.
  • Do keep a copy of all the expenses you incur as a result of not being able to stay in your home after a fire.

If you need help regarding fire or smoke damages, the public adjusters at Royal Public Adjusters are ready to help review your insurance coverage along with the damages to your property. Please contact us today so we can provide you with the professional service you deserve.

What We Need To File Your Claim

Before you give us a call to file a claim, please make sure you have as much of the required information as possible.

In order to start processing your claim, we will need to have the policyholder’s complete information, including: name of insured, insurance company, policy number, address, telephone number, and e-mail address. We’ll also need a complete description of loss, which should state the time, date, and location of the loss, as well as a detailed description of the damages incurred. Make sure you let us know which authorities were notified (police, fire dept. etc.) and whether you contacted any emergency service companies or performed any damage mitigation prior to filing a claim. Please be sure to provide us with any and all corresponding documents related to any current claims.

To find out whether you could benefit from the services provided by a public adjuster, please give us a call.

CALL (888) 522-4440  BEFORE FILLING A CLAIM!

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Contact Royal PA

Toll Free: (888) 522-4440
Mobile: (954) 805-0010
Local: (954) 251-0899
Fax: (954) 573-6524
2336 Hollywood Blvd
Hollywood Florida, 33020

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